Accidents are Unwarranted events with Violent impact arising out of external and visible means.

This definition should fit in, to term an event as an accident. The accident insurance is one of the cheapest cover to be prepared for an eventuality that could lead to Death, Disability (be it, Permanent or Partial) or hospitalization.

Accident Insurance covers,

• Death
• Disability
• Hospitalization
• Carriage of Mortal remains
• Children Education Fund

The premium for accident insurance is less than 100 per lakh of Sum Insured and it is advisable for everyone to get a policy under this