What Insurance products to take?!
COVID recommendations from Spearhead is to get covered adequately with a 1) Health Insurance cover (either with a Specific Corona Kavach or the General Health Insurance) 2) A Term Policy 3) A Super Top-up Policy
Term Life Insurance
Insure the breadwinner from the untimely demise and protects the family from hardships..
Health Insurance
Health Insurance protects your savings or avoids the debt trap and ensures a dignified treatment..
Super Top-up
This acts as an additional layer when the normal Health cover is over burdened by additional costs..
Essential Insurance During COVID times
Trust us, the better prepared we are, the better equipped we would be.
Our sole intention is to protect your savings and retain your dreams and aspirations by giving the required backup during the difficult times.
Term InsuranceCoverage @ min 5 times the annual income + Liabilities
The bread winner of the family needs to be covered with a minimum of 5 times of the gross annual income + any loan liabilities such as Vehicle or Home Loans etc
Consider the below points for the need of a term insurance.
- To Fulfill all the Family aspirations
- Maintaining the same standard of living in the absence of the breadwinner
Health Insurance
Health Insurance is a must in the present day world with the High cost of medical treatments and for its medical inflation.
Options of Health Insurance
Basic Standard cover
This cover could be from the employer or self sponsored or from the ESI scheme
Super Top-up Cover
This is the additional layer of protection over and above the basic availability.
Covid Specific Covers
These are special covers which are specifically designed on a short term basis for immediate relief.
Getting A Corona Kavach Quote
Get the Quotes online with Spearhead with all the popular plans being offered by the Public Sector and Private Insurers and choose the best. We ensure to get the insurance policy of your choice issued, in no time.
What you will need to get the Corona Kavach Policy
All we need is the names as per the standard Identity proofs, correct Dates of birth of all family members, photographs of each member and the choice of your policy term and the Sum Insured.
Names
The names of all family members.
Dates of Birth
Correct dates as per the standard Proofs related to DOBs.
Photographs
Passport size photos of all family members.
Aadhar Number of the main propoer
The main proposer or head of the family’s Aadhar number.
Coverage Choice
The final Sum Insured opted along with the policy term – 3.5 or 6.5 or 9.5 months.
Advantage of Point of Sales Persons from Spearhead
Our POS would assist you with the local information, hospital network and also assist you completely with the admission process and to get you the cashless approvals on time.
Maximized Savings
Supports you and guides you with the cost effective insurance options among the many choices available.
Quality Coverage
Being a local person near your location would have the advantages of guiding and reaching you better at all times.
Claim Assistance
The information on the hospitals in proximity and also the process of getting the cashless approvals etc are just a phone call away.
Personal Support
Our POS would be a trusted friend in giving you all the necessary support in the time of need.
Explaining your coverage
The policy information, the clauses and the terms would be infomred to you in a simple and lucid manner to enable you with complete transparency.
Finding discounts
The best plans at the best price and not only this, the discounts at the hospital would also be assited with to make your contribution to be as lower as possible.
Notice: Undefined variable: icon in /home3/spearm8z/public_html/wp-content/themes/insurance/shortcodes.php on line 542
Spearhead Advantage!
Spearhead is a customer centric Organization which strongly keeps and holds on to the trust reposed by all the clients and ensures to respond at all times with correct guidance and prompt claims assistance.
- Understanding the customer needs
- Giving the correct advise and suggesting the most appropriate covers
- Best pricing with the maximum possible discounts – with total DUE DILIGENCE
- Complete Claims Assistance right from intimation till settlement
- Providing regular updates on Insurance domain and staying in touch at all times